Loan Programs
Access Home Lending offers a loan program to meet your needs in life.
FHA HECM Mortgage
Designed for homeowners aged 62 and older, FHA HECM mortgages allow you to access your home's equity without monthly mortgage payments, helping you live more comfortably in retirement.
No monthly mortgage payments required
Access significant amounts in home equity (HECM)
Remain in your home and retain ownership
Multiple payout options: lump sum, line of credit, monthly payments
FHA-insured
HECM for Purchase available for home buying
Non-recourse loan protection
Requirements: Homeowner aged 62+, primary residence, financial assessment, and HUD-approved counseling required