Loan Programs

Access Home Lending offers a loan program to meet your needs in life.

FHA HECM Mortgage

Designed for homeowners aged 62 and older, reverse mortgages allow you to access your home's equity without monthly mortgage payments, helping you live more comfortably in retirement.

  • No monthly mortgage payments required

  • Access significant amounts in home equity (HECM)

  • Remain in your home and retain ownership

  • Multiple payout options: lump sum, line of credit, monthly payments

  • FHA-insured

  • HECM for Purchase available for home buying

  • Non-recourse loan protection